{"id":2755,"date":"2021-09-20T16:39:37","date_gmt":"2021-09-20T16:39:37","guid":{"rendered":"https:\/\/codetofreedom.com\/?p=2755"},"modified":"2021-09-20T16:39:39","modified_gmt":"2021-09-20T16:39:39","slug":"7-geldbeheer-tips-betere-persoonlijke-financien","status":"publish","type":"post","link":"https:\/\/codetofreedom.com\/zh\/7-%e9%87%91%e9%92%b1%e7%ae%a1%e7%90%86%e6%8a%80%e5%b7%a7-%e6%9b%b4%e5%a5%bd%e7%9a%84%e4%b8%aa%e4%ba%ba%e7%90%86%e8%b4%a2\/","title":{"rendered":"7\u4e2a\u7406\u8d22\u6280\u5de7\uff1a\u6539\u5584\u60a8\u7684\u4e2a\u4eba\u8d22\u52a1\u72b6\u51b5"},"content":{"rendered":"

\u4e2a\u4eba\u7406\u8d22\u5305\u62ec\u9884\u7b97\u3001\u77ed\u671f\u548c\u957f\u671f\u76ee\u6807\u8bbe\u5b9a\u3001\u652f\u51fa\u3001\u50a8\u84c4\u548c\u6295\u8d44\u3002\u8fd9\u662f\u5173\u4e8e\u5b9e\u73b0\u60a8\u7684\u4e2a\u4eba\u8d22\u52a1\u76ee\u6807\uff0c\u65e0\u8bba\u662f\u6709\u8db3\u591f\u7684\u77ed\u671f\u8d22\u52a1\u9700\u6c42\u3001\u9000\u4f11\u8ba1\u5212\u8fd8\u662f\u4e3a\u5b69\u5b50\u7684\u826f\u597d\u6559\u80b2\u800c\u50a8\u84c4\u3002<\/p>\n\n\n\n

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\u4f60\u4f1a\u7559\u610f\u4f60\u7684\u8d22\u52a1\u72b6\u51b5\u5417\uff1f<\/p>\n\n\n\n

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\u8bc4\u4f30\u60a8\u76ee\u524d\u7684\u8d22\u52a1\u72b6\u51b5<\/h2>\n\n\n\n

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\u4e00\u65e6\u6709\u89c1\u5730\uff0c\u60a8\u5c31\u53ef\u4ee5\u5f00\u59cb\u4f7f\u7528\u6bcf\u6708\u9884\u7b97\u6765\u5e2e\u52a9\u60a8\u652f\u4ed8\u6bcf\u6708\u8d39\u7528\u3002<\/p>\n\n\n\n

\u8bbe\u7f6e\u6bcf\u6708\u9884\u7b97<\/h2>\n\n\n\n

Plannen is hoe je vooruit komt met het leven en ook voor wat betreft geld. Er is een gezegde dat luidt: “Als je faalt om te plannen, ben je van plan om te falen.” Laat dit natuurlijk niet de beschrijving van jouw financi\u00eble reis worden.<\/p>\n\n\n\n

\u6bcf\u6708\u5f00\u59cb\u524d\u8bbe\u7f6e\u60a8\u7684\u9884\u7b97\u3002\u5b83\u53ef\u4ee5\u5e2e\u52a9\u60a8\u786e\u4fdd\u60a8\u53ef\u4ee5\u5728\u6bcf\u6708\u4e49\u52a1\u7684\u57fa\u7840\u4e0a\u627f\u62c5\u65e5\u5e38\u5f00\u652f\uff0c\u540c\u65f6\u8fd8\u5141\u8bb8\u60a8\u901a\u8fc7\u50a8\u84c4\u7559\u51fa\u4e00\u4e9b\u5e94\u6025\u8d44\u91d1\u3002<\/p>\n\n\n\n

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\u4e0d\u786e\u5b9a\u4ece\u54ea\u91cc\u5f00\u59cb\u7f16\u5236\u9884\u7b97\uff1f\u7136\u540e\u4f7f\u7528\u4ee5\u4e0b 50\/30\/20 \u89c4\u5219\u3002<\/p>\n\n\n\n

\u9075\u5faa\u4e2a\u4eba\u7406\u8d22\u4e2d\u7684 50\/30\/20 \u89c4\u5219<\/h2>\n\n\n\n

\u4f60\u542c\u8bf4\u8fc7 50\/30\/20 \u89c4\u5219\u5417\uff1f\u8fd9\u662f\u4e00\u4e2a\u7b80\u5355\u7684\u91d1\u94b1\u89c4\u5219\uff0c\u53ef\u5e2e\u52a9\u60a8\u6709\u6548\u5730\u7ba1\u7406\u9884\u7b97\u3002\u8bbe\u7f6e 50% \u7684\u51c0\u6536\u5165\u7528\u4e8e\u57fa\u672c\u9700\u6c42\uff0c30% \u7528\u4e8e\u613f\u671b\uff0c\u5269\u4f59\u7684 20% \u7528\u4e8e\u50a8\u84c4\u3002<\/p>\n\n\n\n

50% \u6ee1\u8db3\u5fc5\u8981\u9700\u6c42<\/h3>\n\n\n\n

\u9700\u6c42\u662f\u60a8\u5fc5\u987b\u652f\u4ed8\u7684\u8d26\u5355\u4ee5\u53ca\u60a8\u751f\u5b58\u6240\u9700\u7684\u5176\u4ed6\u4e1c\u897f\u3002\u5176\u4e2d\u5305\u62ec\u60a8\u7684\u79df\u91d1\u6216\u62b5\u62bc\u8d37\u6b3e\u3001\u6c7d\u8f66\u8d37\u6b3e\u3001\u6742\u8d27\u3001\u56de\u6559\u4fdd\u9669\uff08\u4e00\u79cd\u4fdd\u62a4\u8ba1\u5212\uff09\u3001\u7535\u8bdd\u8d39\u3001\u6c34\u7535\u8d39\u548c\u5176\u4ed6\u5fc5\u9700\u54c1\u3002<\/p>\n\n\n\n

\u5982\u679c\u60a8\u7684\u9700\u6c42\u8d85\u8fc7\u60a8\u51c0\u6536\u5165\u7684 50%\uff0c\u60a8\u53ef\u80fd\u9700\u8981\u8003\u8651\u6539\u53d8\u4e00\u4e9b\u751f\u6d3b\u65b9\u5f0f\u3002\u8003\u8651\u642c\u5230\u66f4\u5c0f\u7684\u623f\u5b50\uff0c\u9009\u62e9\u66f4\u4fbf\u5b9c\u7684\u6c7d\u8f66\uff0c\u66f4\u5b9e\u60e0\u7684\u7535\u8bdd\u8ba2\u9605\u548c\u66f4\u4fbf\u5b9c\u7684\u5546\u5e97\u6765\u8d2d\u7269\u3002<\/p>\n\n\n\n

30% \u8bb8\u613f<\/h3>\n\n\n\n

\u613f\u671b\u662f\u5176\u4ed6\u4e00\u5207\u5b9e\u9645\u4e0a\u4e0d\u662f\u5fc5\u9700\u7684\u3002\u5b83\u4eec\u5305\u62ec\u7cbe\u7f8e\u7684\u665a\u9910\u3001Netflix \u8ba2\u9605\u3001\u54c1\u724c\u9999\u6c34\u3001\u6700\u65b0\u7684\u5c0f\u73a9\u610f\uff0c\u5e94\u6709\u5c3d\u6709\u3002\u8fd9\u4e9b\u662f\u8ba9\u60a8\u7684\u751f\u6d3b\u66f4\u8212\u9002\u548c\u6109\u5feb\u7684\u4e8b\u60c5\uff0c\u4f46\u6839\u636e\u5b9a\u4e49\u4e0d\u4e00\u5b9a\u66f4\u5bcc\u6709\u6216\u66f4\u5feb\u4e50\u3002<\/p>\n\n\n\n

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20% \u7528\u4e8e\u4fdd\u5b58<\/h3>\n\n\n\n

\u5c06\u51c0\u6536\u5165\u7684 20% \u7559\u4f5c\u50a8\u84c4\u3002\u76ee\u6807\u662f\u5c06\u81f3\u5c11\u4e09\u5230\u516d\u4e2a\u6708\u7684\u51c0\u6536\u5165\u7528\u4e8e\u7d27\u6025\u60c5\u51b5\u50a8\u5907\u3002\u62e5\u6709\u8db3\u591f\u7684\u5e94\u6025\u8d44\u91d1\uff0c\u5c24\u5176\u662f\u5728\u50cf\u73b0\u5728\u8fd9\u6837\u7684\u4e0d\u786e\u5b9a\u65f6\u671f \u65b0\u51a0\u80ba\u708e<\/a> \u75ab\u60c5\uff0c\u81f3\u5173\u91cd\u8981\u3002\u5b83\u6709\u52a9\u4e8e\u4e3a\u60a8\u53ef\u80fd\u9047\u5230\u7684\u4efb\u4f55\u4e8b\u60c5\u505a\u597d\u8d22\u52a1\u51c6\u5907\u3002<\/p>\n\n\n\n

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\u8ddf\u8e2a\u60a8\u7684\u5f00\u652f<\/h2>\n\n\n\n

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Houd je uitgaven de hele maand bij en niet alleen aan het einde van de maand ervan. Beter nog, noteer het elke keer dat je geld uitgeeft – zelfs de kleinste bedragen. Op die manier loop je geen enkele uitgave mis en krijgt je een breder beeld van jouw uitgaven versus budget.<\/p>\n\n\n\n

\u91cf\u5165\u4e3a\u51fa<\/h2>\n\n\n\n

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\u7acb\u5373\u8fd8\u6e05\u60a8\u7684\u4fe1\u7528\u5361<\/h2>\n\n\n\n

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\u5c3d\u65e9\u5f00\u59cb\u6295\u8d44<\/h2>\n\n\n\n

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\u6765\u6e90 ao Ethis (\u94fe\u63a5<\/a>), FSCB (\u94fe\u63a5<\/a>\uff09\uff0cInvestopedia\uff08\u94fe\u63a5<\/a>), \u5b8f\u5229 (\u94fe\u63a5<\/a>)<\/small><\/p>","protected":false},"excerpt":{"rendered":"

Persoonlijke financi\u00ebn omvat onder meer budgetteren, korte- en langetermijndoelen stellen, uitgeven, sparen en beleggen. Het gaat om het behalen van jouw persoonlijke financi\u00eble doelen, of het nu gaat om voldoende financi\u00eble behoeften op korte termijn, plannen voor je pensioen of sparen voor de mooie opleiding van je kinderen. Het komt neer op inzicht krijgen over […]<\/p>","protected":false},"author":1,"featured_media":2770,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"tdm_status":"","tdm_grid_status":""},"categories":[64,1],"tags":[53,102,103,174,122,65,109,43,46,104,25,166,66,110,153],"_links":{"self":[{"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/posts\/2755"}],"collection":[{"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/comments?post=2755"}],"version-history":[{"count":16,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/posts\/2755\/revisions"}],"predecessor-version":[{"id":2772,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/posts\/2755\/revisions\/2772"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/media\/2770"}],"wp:attachment":[{"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/media?parent=2755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/categories?post=2755"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/tags?post=2755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}