{"id":1806,"date":"2021-04-22T08:59:02","date_gmt":"2021-04-22T08:59:02","guid":{"rendered":"https:\/\/codetofreedom.com\/?p=1806"},"modified":"2021-04-22T08:59:04","modified_gmt":"2021-04-22T08:59:04","slug":"7-stadia-naar-financiele-vrijheid-waar-sta-jij","status":"publish","type":"post","link":"https:\/\/codetofreedom.com\/zh\/%e5%ae%9e%e7%8e%b0%e8%b4%a2%e5%8a%a1%e8%87%aa%e7%94%b1%e7%9a%84-7-%e4%b8%aa%e9%98%b6%e6%ae%b5\/","title":{"rendered":"\u8d22\u52a1\u81ea\u7531\u76847\u4e2a\u9636\u6bb5\u3002\u4f60\u5728\u54ea\u91cc\uff1f"},"content":{"rendered":"<p>\u6211\u4eec\u5c06\u8d22\u52a1\u81ea\u7531\u89c6\u4e3a\u505a\u51fa\u67d0\u4e9b\u9009\u62e9\u800c\u4e0d\u5fc5\u62c5\u5fc3\u81ea\u7ed9\u81ea\u8db3\u7684\u80fd\u529b\u3002<\/p>\n\n\n\n<p>\u4e3a\u4e86\u5b9e\u73b0\u771f\u6b63\u7684\u8d22\u52a1\u81ea\u7531\uff0c\u60a8\u901a\u5e38\u9700\u8981\u4e00\u4e2a\u8ba1\u5212\uff0c\u5c31\u50cf <a href=\"https:\/\/codetofreedom.com\/zh\/%e9%81%bf%e5%85%8d%e5%a4%b1%e7%81%ab%e7%9a%845%e4%b8%aa%e9%94%99%e8%af%af\/\" target=\"_blank\" aria-label=\"FIRE \u65b9\u6cd5\uff08\u5728\u65b0\u9009\u9879\u5361\u4e2d\u6253\u5f00\uff09\" rel=\"noreferrer noopener\" class=\"rank-math-link\">\u6d88\u9632\u8fdb\u573a<\/a> \u60c5\u51b5\u662f\u5230\u8fbe\u90a3\u91cc\u3002\u8fd9\u5c31\u662f\u6211\u4eec\u5bb9\u6613\u9677\u5165\u56f0\u5883\u7684\u5730\u65b9\u3002<\/p>\n\n\n\n<p>\u6211\u4eec\u7ecf\u5e38\u5728\u65e5\u5e38\u751f\u6d3b\u4e2d\u9677\u5165\u56f0\u5883\uff0c\u8ba4\u4e3a\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\u4f3c\u4e4e\u662f\u4e00\u4e2a\u9065\u4e0d\u53ef\u53ca\u7684\u68a6\u60f3\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\uff0c\u5982\u679c\u60a8\u8003\u8651\u5728\u5f88\u5c0f\u7684\u9636\u6bb5\u5b9e\u73b0\u8d22\u52a1\u72ec\u7acb\uff0c\u6211\u4eec\u4f1a\u53d1\u73b0\u76ee\u6807\u53d8\u5f97\u66f4\u52a0\u53ef\u5b9e\u73b0\u548c\u73b0\u5b9e\u3002<\/p>\n\n\n\n<p>\u8fd9\u4e5f\u4f7f\u65c5\u7a0b\u4e0d\u90a3\u4e48\u538b\u5012\u6027\u3002\u5982\u679c\u60a8\u80fd\u8bbe\u6cd5\u652f\u4ed8\u60ac\u5728\u60a8\u5934\u4e0a\u7684\u672a\u7ed3\u8d26\u5355\uff0c\u90a3\u5c31\u592a\u597d\u4e86\u3002<\/p>\n\n\n\n<p>\u5173\u952e\u662f\uff0c\u4efb\u4f55\u884c\u52a8\uff0c\u65e0\u8bba\u89c4\u6a21\u5927\u5c0f\uff0c\u90fd\u53ef\u80fd\u4f7f\u60a8\u66f4\u63a5\u8fd1\u8d22\u52a1\u81ea\u7531\u3002<\/p>\n\n\n\n<p>De stadia van financi\u00eble onafhankelijkheid leiden je ook tot het aanleren van goede geldgewoonten &#8211; een kernonderdeel van slim geldbeheer.<\/p>\n\n\n\n<p>\u90a3\u4e48\u8fd9\u4e00\u5207\u4ece\u54ea\u91cc\u5f00\u59cb\u5462\uff1f<\/p>\n\n\n\n<h2>\u4f9d\u8d56<\/h2>\n\n\n\n<p>\u5728\u8fd9\u4e2a\u7ea7\u522b\u4e0a\uff0c\u4e8b\u60c5\u5e76\u4e0d\u5bb9\u6613\uff0c\u60a8\u53ef\u80fd\u5bf9\u81ea\u5df1\u7684\u8d22\u52a1\u72b6\u51b5\u4e0d\u6ee1\u610f\u3002<\/p>\n\n\n\n<p>\u60a8\u53ef\u80fd\u5728\u7ecf\u6d4e\u4e0a\u4f9d\u8d56\u4ed6\u4eba\u3002\u800c\u5728\u8fd9\u79cd\u72b6\u6001\u4e0b\uff0c\u4f60\u6050\u6015\u53ea\u80fd\u4ee5\u8fd9\u79cd\u65b9\u5f0f\u6301\u7eed\u4e00\u5c0f\u6bb5\u65f6\u95f4\u3002\u660e\u667a\u7684\u505a\u6cd5\u662f\u8ba9\u4e8b\u60c5\u671d\u7740\u6b63\u786e\u7684\u65b9\u5411\u53d1\u5c55\uff0c\u4ee5\u5c3d\u91cf\u51cf\u5c11\u672a\u6765\u7684\u95ee\u9898\u3002 <\/p>\n\n\n\n<h2>\u6613\u6eb6<\/h2>\n\n\n\n<p><a href=\"https:\/\/en.wikipedia.org\/wiki\/Solvency\" target=\"_blank\" aria-label=\"\u507f\u4ed8\u80fd\u529b\uff08\u5728\u65b0\u9009\u9879\u5361\u4e2d\u6253\u5f00\uff09\" rel=\"noreferrer noopener\" class=\"rank-math-link\">\u507f\u4ed8\u80fd\u529b<\/a> of &#8220;overleven&#8221; is wanneer je vaste lasten en uitgaven lager zijn dan je inkomsten.<\/p>\n\n\n\n<p>\u5728\u8fd9\u4e2a\u9636\u6bb5\uff0c\u60a8\u5f88\u53ef\u80fd\u80fd\u591f\u5c65\u884c\u60a8\u7684\u8d22\u52a1\u4e49\u52a1\uff0c\u652f\u4ed8\u6240\u6709\u8d26\u5355\uff0c\u800c\u4e0d\u5fc5\u4f9d\u8d56\u4efb\u4f55\u4eba\u6216\u4efb\u4f55\u4e8b\u7269\u6765\u5e2e\u52a9\u60a8\u652f\u4ed8\u8d39\u7528\u3002<\/p>\n\n\n\n<h2>\u7a33\u5b9a\u7684<\/h2>\n\n\n\n<p>\u4e00\u65e6\u60a8\u80fd\u591f\u59cb\u7ec8\u5982\u4e00\u5730\u5c65\u884c\u60a8\u7684\u8d22\u52a1\u4e49\u52a1\uff0c\u8fd8\u6e05\u4e86\u4e00\u4e9b\u503a\u52a1\uff0c\u5e76\u4e14\u53ef\u4ee5\u4fdd\u6301\u8f83\u4f4e\u7684\u5f00\u652f\uff0c\u60a8\u5c31\u53ef\u4ee5\u5f00\u59cb\u50a8\u84c4\u3002\u9996\u5148\u662f\u8ba9\u60a8\u7684\u5e94\u6025\u57fa\u91d1\u59cb\u7ec8\u6709\u5907\u65e0\u60a3\uff0c\u4ee5\u9632\u51fa\u73b0\u4e0d\u53ef\u9884\u89c1\u7684\u6210\u672c\uff0c\u7136\u540e\u662f\u60a8\u7684\u957f\u671f\u8d22\u52a1\u589e\u957f\u3002<\/p>\n\n\n\n<p>\u4f46\u4f60\u53ef\u80fd\u8fd8\u6ca1\u6709\u5b8c\u5168\u6446\u8131\u503a\u52a1\u3002\u6ca1\u5173\u7cfb\u3002\u60a8\u53ef\u80fd\u4ecd\u7136\u6709\u4e00\u4e9b\u503a\u52a1\u6216\u503a\u52a1\u8d1f\u62c5\uff0c\u4f8b\u5982\u8fd8\u6e05\u60a8\u7684\u5b66\u751f\u8d37\u6b3e\uff0c\u6216\u60a8\u6b63\u5728\u6162\u6162\u8fd8\u6e05\u7684\u62b5\u62bc\u8d37\u6b3e\u3002<\/p>\n\n\n\n<h2>\u66f4\u5b89\u5168\u66f4\u5b89\u5168<\/h2>\n\n\n\n<p>\u4e00\u65e6\u60a8\u5efa\u7acb\u4e86\u5e94\u6025\u57fa\u91d1\u5e76\u4e14\u624b\u5934\u603b\u662f\u6709\u4e00\u4e9b\uff0c\u6211\u4eec\u8ba4\u4e3a\u662f\u65f6\u5019\u8003\u8651\u6295\u8d44\u4e86\u3002 <\/p>\n\n\n\n<p>\u5e0c\u671b\u4e00\u65e6\u60a8\u5efa\u7acb\u4e86\u7a33\u56fa\u7684\u6295\u8d44\u57fa\u7840\uff0c\u60a8\u5c31\u4e0d\u518d\u9700\u8981\u5b8c\u5168\u4f9d\u9760\u6536\u5165\u6765\u652f\u4ed8\u57fa\u672c\u5f00\u652f\u3002\u7136\u540e\uff0c\u60a8\u53ef\u4ee5\u6210\u529f\u5730\u5efa\u7acb\u548c\u7ba1\u7406\u60a8\u7684\u8d22\u5bcc\uff0c\u7136\u540e\u901a\u8fc7\u81ea\u5df1\u7684\u65b9\u5f0f\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\u3002 <\/p>\n\n\n\n<h2>\u72ec\u7acb<\/h2>\n\n\n\n<p>\u5728\u8fd9\u4e00\u70b9\u4e0a\uff0c\u60a8\u5f88\u53ef\u80fd\u62e5\u6709\u53ef\u9760\u7684\u957f\u671f\u6295\u8d44\u3002\u800c\u4e14\u60a8\u7684\u6295\u8d44\u56de\u62a5\u8db3\u4ee5\u8986\u76d6\u60a8\u76ee\u524d\u7684\u751f\u6d3b\u65b9\u5f0f\u3002\u5728\u8fd9\u4e2a\u9636\u6bb5\uff0c\u60a8\u7684\u826f\u597d\u6295\u8d44\u5c06\u771f\u6b63\u83b7\u5f97\u56de\u62a5\u3002<\/p>\n\n\n\n<h2>\u8d22\u52a1\u81ea\u7531<\/h2>\n\n\n\n<p>\u8fd9\u662f\u4eba\u4eec\u5e38\u5e38\u68a6\u5bd0\u4ee5\u6c42\u7684\u821e\u53f0\u3002\u60a8\u53ef\u4ee5\u8d1f\u62c5\u5f97\u8d77\u751f\u6d3b\u4e2d\u7684\u6240\u6709\u57fa\u672c\u5fc5\u9700\u54c1\uff0c\u4f46\u60a8\u4e5f\u53ef\u4ee5\u8d1f\u62c5\u5f97\u8d77\u8212\u9002\u548c\u5962\u534e\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" src=\"https:\/\/codetofreedom.com\/wp-content\/uploads\/2021\/04\/2021-04-22-De-7-stadia-naar-financie\u0308le-vrijheid.-Waar-sta-jij-in-artikel-freedom.jpg\" alt=\"\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\u7684 7 \u4e2a\u9636\u6bb5\u3002\u4f60\u5728\u54ea\u91cc\uff1f \uff08\u5982\u56fe\u3002\uff09\" class=\"wp-image-1816\" width=\"500\" height=\"500\" srcset=\"https:\/\/codetofreedom.com\/wp-content\/uploads\/2021\/04\/2021-04-22-De-7-stadia-naar-financie\u0308le-vrijheid.-Waar-sta-jij-in-artikel-freedom.jpg 500w, https:\/\/codetofreedom.com\/wp-content\/uploads\/2021\/04\/2021-04-22-De-7-stadia-naar-financie\u0308le-vrijheid.-Waar-sta-jij-in-artikel-freedom-300x300.jpg 300w, https:\/\/codetofreedom.com\/wp-content\/uploads\/2021\/04\/2021-04-22-De-7-stadia-naar-financie\u0308le-vrijheid.-Waar-sta-jij-in-artikel-freedom-150x150.jpg 150w, https:\/\/codetofreedom.com\/wp-content\/uploads\/2021\/04\/2021-04-22-De-7-stadia-naar-financie\u0308le-vrijheid.-Waar-sta-jij-in-artikel-freedom-12x12.jpg 12w, https:\/\/codetofreedom.com\/wp-content\/uploads\/2021\/04\/2021-04-22-De-7-stadia-naar-financie\u0308le-vrijheid.-Waar-sta-jij-in-artikel-freedom-420x420.jpg 420w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><figcaption>\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\u7684 7 \u4e2a\u9636\u6bb5\u3002\u4f60\u5728\u54ea\u91cc\uff1f (<a href=\"https:\/\/unsplash.com\/photos\/c77dIthd_Tk\" target=\"_blank\" aria-label=\"\u56fe\u50cf\uff08\u5728\u65b0\u9009\u9879\u5361\u4e2d\u6253\u5f00\uff09\" rel=\"noreferrer noopener nofollow\" class=\"rank-math-link\">\u56fe<\/a>.)<\/figcaption><\/figure><\/div>\n\n\n\n<p>In deze fase kun je ook mogelijk grotere risico&#8217;s en kansen nemen. Nu kun je dat vakantiehuis aan het meer kopen, van je hobby een carri\u00e8re maken en regelmatig naar het buitenland reizen wanneer je dat wilt.<\/p>\n\n\n\n<h2>\u4e30\u5bcc<\/h2>\n\n\n\n<p>\u8fbe\u8fbe\uff01\u60a8\u73b0\u5728\u62e5\u6709\u8db3\u591f\u7684\u6295\u8d44\u6536\u5165\uff0c\u800c\u4e14\u6bd4\u60a8\u5b9e\u9645\u9700\u8981\u7684\u8fd8\u8981\u591a\u3002\u4ece\u8fd9\u91cc\u5f00\u59cb\uff0c\u60a8\u7684\u91cd\u70b9\u5e94\u8be5\u662f\u4e3a\u6240\u6709\u53d7\u76ca\u4eba\u660e\u667a\u5730\u7ba1\u7406\u8fd9\u7b14\u8d22\u5bcc\u3002<\/p>\n\n\n\n<h2>\u6700\u540e\u8c08\u8d22\u52a1\u72ec\u7acb<\/h2>\n\n\n\n<p>\u5b9e\u73b0\u8d22\u52a1\u72ec\u7acb\u9700\u8981\u65f6\u95f4\uff0c\u4f46\u5b89\u5fc3\u3001\u81ea\u4fe1\u548c\u5bf9\u672a\u6765\u7684\u638c\u63a7\u5c06\u662f\u503c\u5f97\u7684\u3002<\/p>\n\n\n\n<p>\u5b9e\u73b0\u8d22\u52a1\u72ec\u7acb\u5e76\u975e\u6613\u4e8b\uff0c\u4e5f\u4e0d\u662f\u4e00\u5e06\u98ce\u987a\u7684\u9053\u8def\u3002<\/p>\n\n\n\n<p>\u4f46\u8fd9\u662f\u53ef\u80fd\u7684\u3002\u8bb8\u591a\u4eba\u8d5a\u4e86\u53ef\u89c2\u7684\u94b1\uff0c\u4f46\u4ece\u672a\u901a\u8fc7\u6700\u521d\u7684\u51e0\u4e2a\u9636\u6bb5\uff0c\u56e0\u4e3a\u4ed6\u4eec\u4e5f\u82b1\u4e86\u5f88\u591a\u94b1\u3002\u8bf7\u8bb0\u4f4f\uff0c\u8fd9\u662f\u5173\u4e8e\u60a8\u6240\u505a\u7684\u9009\u62e9\uff0c\u8fd9\u5c06\u5e2e\u52a9\u60a8\u5230\u8fbe\u6700\u7ec8\u60f3\u8981\u8fbe\u5230\u7684\u76ee\u6807\u3002<\/p>\n\n\n\n<p>\u4e0d\u8981\u88ab\u8d22\u52a1\u81ea\u7531\u7684\u60f3\u6cd5\u6df9\u6ca1\u3002\u5982\u679c\u60a8\u9000\u540e\u4e00\u6b65\uff0c\u4ece\u65c1\u89c2\u671b\u60a8\u7684\u60c5\u51b5\uff0c\u7136\u540e\u505a\u51fa\u660e\u667a\u7684\u91d1\u94b1\u9009\u62e9\uff0c\u6211\u4eec\u8ba4\u4e3a\u60a8\u53ef\u4ee5\u5230\u8fbe\u68a6\u60f3\u7684\u5730\u65b9\uff01<\/p>\n\n\n\n<p><small class=\"sources\">\u5305\u62ec\u798f\u5e03\u65af\u5728\u5185\u7684\u6d88\u606f\u6765\u6e90\uff08<a aria-label=\"\u94fe\u63a5\uff08\u5728\u65b0\u9009\u9879\u5361\u4e2d\u6253\u5f00\uff09\" href=\"https:\/\/www.forbes.com\/sites\/jrose\/2016\/03\/25\/financial-independence\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"rank-math-link\">\u94fe\u63a5<\/a>), ICFP (<a href=\"https:\/\/icfp.co.uk\/seven-levels-financial-independence\/\" target=\"_blank\" aria-label=\"\u94fe\u63a5\uff08\u5728\u65b0\u9009\u9879\u5361\u4e2d\u6253\u5f00\uff09\" rel=\"noreferrer noopener nofollow\" class=\"rank-math-link\">\u94fe\u63a5<\/a>\uff09\uff0c\u91d1\u878d\u6b66\u58eb\uff08<a aria-label=\"\u94fe\u63a5\uff08\u5728\u65b0\u9009\u9879\u5361\u4e2d\u6253\u5f00\uff09\" href=\"https:\/\/www.financialsamurai.com\/three-levels-of-financial-independence\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"rank-math-link\">\u94fe\u63a5<\/a>), \u5b87\u5b99\u98de\u8239 (<a aria-label=\"\u94fe\u63a5\uff08\u5728\u65b0\u9009\u9879\u5361\u4e2d\u6253\u5f00\uff09\" href=\"https:\/\/www.spaceship.com.au\/learn\/the-seven-stages-of-financial-freedom\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"rank-math-link\">\u94fe\u63a5<\/a>)<\/small><\/p>","protected":false},"excerpt":{"rendered":"<p>Wij beschouwen financi\u00eble vrijheid als het vermogen om bepaalde keuzes te maken zonder dat we ons zorgen hoeven te maken dat je in jouw eigen levensonderhoud kunt voorzien. Om echte financi\u00eble vrijheid te bereiken, heb je meestal een plan nodig zoals ook bij de FIRE aanpak het geval is om daar te komen. En dit [&hellip;]<\/p>","protected":false},"author":1,"featured_media":1815,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"tdm_status":"","tdm_grid_status":""},"categories":[64],"tags":[21,122,52,65,109,30,43,46,104,155,29,125,66,110,153,44,67],"_links":{"self":[{"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/posts\/1806"}],"collection":[{"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/comments?post=1806"}],"version-history":[{"count":10,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/posts\/1806\/revisions"}],"predecessor-version":[{"id":1818,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/posts\/1806\/revisions\/1818"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/media\/1815"}],"wp:attachment":[{"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/media?parent=1806"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/categories?post=1806"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/codetofreedom.com\/zh\/wp-json\/wp\/v2\/tags?post=1806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}